Home Insurance

Home Insurance Online starting ₹150/year*

What is a Home Insurance?

A home insurance is a property insurance policy to help you cover your own home or rented apartment, and your personal belongings within, from unforeseen circumstances such as burglaries, fires, floods, storms and explosions.

Buying a house is one of the most vital investments people spend all their life working towards. Yet, there are so many people who forget to secure and protect for this very important investment in their life. From your cutting-edge gadgets and beautiful interiors to your jewellery and other valuable belongings; your home is more than just its mere physical property and is a lot more valuable than you imagine it to be.

That’s why, one of the most essential things you could do for the wellbeing and safety of your home is at least get a home insurance that would allow you to stay secured and covered for in the case of uncertain and unfortunate circumstances such as burglaries, floods, fires, and earthquakes amongst other likely, but unforeseen circumstances. Our Go Digit, Bharat Griha Raksha Policy with optional add-on for valuables like jewellery will help you secure your home and valuables.

To ensure that your home is secured against burglaries as well, you can combine the Digit Burglary Insurance policy (UIN – IRDAN158RP0019V01201920) with your Home Insurance policy.

Why should I get a Home Insurance?

If you’re still confused about the need for a home insurance, read on…
In 2022 so far, 423.2K houses have been damaged due to extreme weather conditions.
According to the Global Climate Risk Index 2021, India was the seventh worst hit country in 2019 due to extreme weather-related events like floods, earthquakes, etc.
As per a report published by Centre for Science and Environment (CSE), India recorded extreme weather conditions for 241 days between the month of January and September in 2022.

What’s great about Home Insurance by Digit?

Go Digit, Bharat Griha Raksha policy (UIN: IRDAN158RP0081V01202021) is great because it offers the below-mentioned benefits:

  • Value for Money – When we think of Home Insurance, we think of it as an expensive affair. After all, it’s about protecting one of your most prized possessions! Fret not though, we not only ensure your home is covered for but, make sure that it is affordable for you and your pocket!
  • Digital Friendly, all the way! – One of the things people often wary about in insurance is paperwork and that’s exactly what we’ve gotten rid of with our online home insurance! With Digit, everything from buying a home insurance policy to making claims is simple and can be done online! (Note: Claims above 1 lakh will need manual inspection as per the IRDAI).
  • Plans for Renters – Millennials are shaping the rental economy and we understand that! That’s why, it doesn’t matter if you own a home or not, your place can still be protected with our insurance for home renters.
  • 24×7 Customer Support – Emergencies come unannounced and can happen at any point in time! That’s why, we’ll always be just a ring away, no matter what time or day it is!

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