Health Insurance

Get Infinite Claims with an Infinite Backup of your Sum Insured

What is a Health Insurance?

Health insurance or medical insurance is a type of general insurance that safeguards you against financial losses by covering for you when you’re faced with a health condition or medical emergency such as due to a disease, illness or even an accident.

This includes expenses incurred during pre and post-hospitalization, annual health check-ups, psychiatric support, critical illnesses, and maternity-related expenses amongst others, as per your customized health insurance plan.

Think of it like that one friend who you know will always be there for you whenever you’re sick or even just feeling low.

“I don’t need Health Insurance”
If you believe that, read on.

The vector-borne disease fatalities are a problem in many regions. In 2020, our country recorded the highest number of malaria cases throughout the Asia Pacific region.

Almost 61 percent of Indian women and close to 47 percent of Indian men are unhealthy based on their diet and sedentary lifestyle.

In India, one in nine people are likely to develop cancer in his/her lifetime. Further, cancer cases are estimated to increase by 12.8 per cent in 2025 as compared to 2020.

India’s current medical inflation rate is 14% – the highest amongst Asian countries in 2021. In 2023, a further 10% rise is foreseen.

In fact, the share of mental health disorders out of the total diseases among adults stood at around 14.3 percent.

Heart disease has been one of the leading causes of death in India for over two decades, along with an increasing propensity for cancer and diabetes.

What’s great about Health Insurance by Digit?
  • Simple online processes - From the process of buying a health insurance policy to making claims is paperless, easy, quick and hassle-free! No hard copies, even for claims!
  • No Age-based or Zone-Based Co-payment - Our health insurance comes with no age-based or zone-based copayment. This means, during health insurance claims, you need not pay anything from your pocket.
  • No Room Rent Restriction - We understand that everyone has different preferences. That’s why we have no room rent restrictions. Choose any hospital room you prefer.
  • SI Wallet Benefit – If you exhaust your Sum Insured during the policy period, we refill it for you.
  • Get treated at any hospital - Choose from 10500+ of our network hospitals in India for a cashless treatment or opt for a reimbursement.
  • Wellness Benefits – Get exclusive wellness benefits on the Digit App in collaboration with top-rated health and wellness partners.


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